Rest Assured: You Can Manage Medicare's Intricacy

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The more you read or hear about Medicare, the more complicated the federal program seems compared to the group health you have been on most of your life. You may not be sure how much time and effort you will need to spend to understand  its benefits well enough to use them with confidence, but you worry that it will require more time than you have to give. You are also hesitant to Google the search term Medicare or to call the numbers that come back to your screen because you may wind up being hounded by salespeople.

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Well, we can fix that. We can answer all your questions about Medicare, and we will not try to sell you anything. Our goal is to prepare you to navigate the world of Medicare with confidence even though you have never done it before.

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You are going to discover that there are two broad ways for you to manage your Medicare benefits so that you get the most out of them. We can help you do both without any obligation:

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• You can become your own insurance agent. Equipped with the proper knowledge, you can enroll yourself in the proper Medicare plans without the challenge of keeping a sales person focused on your interests. This is the do-it-yourself option. If you want to go this way, we can help.

• You can also acquire the knowledge to identify and manage a Medicare agent to fulfill your needs. (Medicare agents do not charge you for their services because the insurance companies pay them to help you.) If you know how to distinguish between good and bad agents, you can save yourself time and frustration. If not, we can give you that knowledge too. We provide a list of Medicare agents who have signed our code of ethics and who will answer your questions. The code of ethics is important because roughly half of Medicare agents are service-oriented, and half are not. You want the service-oriented agents because they are the ones who will help you when you have questions and when issues arise with the insurance companies or healthcare service providers.

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Upcoming Services and Benefits

You will not find all the resources that you could wish for on our web site just yet. For instance, we plan on developing short videos that explain things you will find nowhere else. In the meantime, you have a good alternative: you can call us or write an email, and we will customize our answers to your precise questions.

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Upcoming services and benefits include:

• Videos that describe what you can expect when you first become eligible for Medicare

• Videos that describe the pitfalls that make managing your Medicare benefits more difficult

• Forums where you can share what you are learning with other Medicare beneficiaries and where they can share with you

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Developing these online assets will take time since all our volunteers are contributing to Lift Advocacy in their spare time. So keep checking in to see if we have developed what you are looking for. Of course, you could always ask us to create something specific.